Business, Tradesman & Liability Insurance

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Tradesman & Liability Insurance

Correctly protecting your business from loss or damage to property and equipment or claims from third parties is crucial to keep your business running should an unforeseen event occur.

Intrinsic House covers a range of businesses from new start-ups, sole traders, limited companies, partnerships, and commercial organisations.

The terms, premiums the amount of cover can vary enormously. Intrinsic House provides a bespoke service. Your consultant will source the most comprehensive product for your business needs and efficiently process your application providing full help and support throughout the process. We understand the need to keep costs low, therefore we use a selected panel of companies we are associated with that we believe to be very competitive within this marketplace.

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We can comprehensively protect your business by arranging:

Public Liability

Insure against any compensation claims from third parties for both personal injury and property damage. Choose from between £1 million to £10 million of cover to protect your business.

Employers Liability

A legal requirement for any company in the UK that has employees, including sub-contractors and apprentices. Standard cover for £10 million to protect against work-related injury or illness.

Professional Indemnity

Cover for claims made against you, due to a problem with your work or professional For example, it could protect you against a client’s compensation claim for negligence or mistakes and cover the potentially expensive legal costs.

Van Insurance

We can arrange insurance for your van or commercial vehicle at competitive rates through the UK’s leading providers, and can include legal assistance and breakdown cover.

Industry awards

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Optional extra protection for you business.

Tools Cover

For loss or damage to tools and hand-held power tools used in connection with your business.

Goods in Transit

Cover is for goods pertaining to the trade or business, for any accidental damage or theft that could occur whilst in transit.

Contract Works

Provides cover for the loss or damage to the contract works including materials and other goods whilst on the contract site.

Own Plant

Includes plant, temporary buildings and equipment that you own against loss of or damage to constructional equipment.

Hired In Plant

Plant, temporary buildings and equipment, which you have hired against loss and damage on the contract site, in transit to and from the contract site.